About ShiftFunded

Staffing agencies run on cash flow with the timing working against them: contractors and temps are paid every week, while the clients they staff pay invoices in 30, 45, or 60 days. Traditional lenders judge agencies on years of history, collateral, and credit scores that have little to do with whether the book of business is healthy. Owners wait weeks for a "maybe," pile up hard inquiries, and keep declining orders they can't float.

ShiftFunded exists to close that gap. We are a marketing and lead-referral service for business owners seeking commercial financing — not a lender, broker of record, or financial advisor. When you tell us about your business, we share your request with one or more independent funding partners who can review it and reach out with the options you qualify for. Those partners make every underwriting and funding decision on their own terms.

Because factoring partners weigh the credit of the clients who owe your invoices, a solid book of creditworthy accounts can outweigh a young agency's age or an owner's credit score — and pre-qualifying takes about five minutes with no impact to your credit. There's never any cost or obligation to see your options.

Ready to find out what your business qualifies for? Start your pre-qualification, or read the full disclosures on how referrals work. Questions? Get in touch.