ShiftFunded

Funding guides

Straight answers on financing a staffing agency — how factoring and payroll funding work, what they really cost, and how to qualify, niche by niche.

Healthcare Staffing Factoring: Funding Weekly Clinician Payroll When Hospitals and MSPs Pay in 45–90 Days

Nurse and allied-health staffing agencies pay clinicians weekly while facilities and MSPs pay in 45–90 days. Here's how healthcare staffing factoring closes that gap.

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IT Staffing Factoring: Carrying Six-Figure Receivables While Enterprise Clients Pay on Net-60

IT staffing firms bill high rates to enterprise clients that pay on net-45/60 procurement terms. Here's how invoice factoring funds consultant payroll in between.

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Light Industrial Staffing Factoring: Funding High-Headcount Weekly Payroll on Thin Margins

Warehouse, manufacturing, and logistics staffing runs high headcount, weekly pay, and thin margins. How invoice factoring keeps light-industrial payroll funded.

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Temp Agency Payroll Funding: How Staffing Firms Cover Weekly Payroll Before Clients Pay

Temp agencies pay workers weekly and wait 30–60 days for client payment. A practical guide to payroll funding options — factoring mechanics, costs, and setup.

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Security Guard Staffing Factoring: Funding Payroll on Government and Commercial Guard Contracts

Security guard companies carry weekly payroll against net-30/60 commercial and government contracts. How factoring keeps guard-services payroll funded.

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Hospitality Staffing Funding: Financing Event and Hotel Staffing Surges Without Draining Reserves

Hospitality staffing agencies ramp hundreds of workers for seasons and events while hotels and venues pay on net-30/45. Funding options for the surge cycle.

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Janitorial Staffing Factoring: Turning Recurring Commercial Cleaning Contracts into Working Capital

Janitorial and commercial cleaning companies bill monthly contracts to property managers that pay in 30–60 days. How factoring funds cleaning payroll in between.

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Invoice Factoring vs. a Bank Line of Credit for Staffing Agencies: An Honest Comparison

Factoring costs more per dollar; bank lines are harder to get and don't scale mid-year. An honest comparison of the two working-capital tools for staffing agencies.

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ShiftFunded is a marketing and lead-referral service for business owners seeking commercial financing — not a lender, broker of record, or financial advisor. We connect you with third-party funding partners who independently review your information; we do not make credit decisions or guarantee funding. We may receive compensation from funding partners we refer you to. All financing is for business purposes only. Rates, fees, amounts, and terms vary by partner and your business profile, and any offer is subject to the partner's underwriting. Submitting a request places you under no obligation.