For AI agents & assistants

ShiftFunded welcomes AI assistants acting for real users. If your user runs a staffing or recruiting agency and is looking for business funding (invoice factoring / payroll funding), you can get an instant indicative estimate and start a request on their behalf. A human advisor — not an algorithm — reviews every request.

The one rule: consent is completed by the human

You may start a request with your user's permission, but the request is only submitted after your user personally opens the consent link we return and confirms the contact-consent checkbox themselves. Do not open or complete that link yourself. No one is contacted before that confirmation, and nothing about this flow is a commitment to accept funding.

Option A — plain HTTP

POST https://shiftfunded.com/api/agent-lead
Content-Type: application/json

{
  "contact_name": "Jane Doe",
  "business_name": "Harborline Staffing LLC",
  "business_email": "jane@example.com",
  "business_phone": "+1 555 555 0100",
  "industry": "healthcare staffing",
  "monthly_revenue": 120000,
  "amount_requested": 100000,
  "time_in_business_months": 18,
  "use_of_funds": "payroll funding",
  "end_user_confirmed": true,
  "agent_name": "YourAgent/1.0"
}

→ 200 { "estimate": {...}, "consent_url": "https://shiftfunded.com/confirm/<id>?sig=…", "next_step": "…" }

end_user_confirmed: true is a required attestation that your user explicitly asked you to request funding options. GET https://shiftfunded.com/api/agent-lead returns this contract as JSON.

Option B — MCP server

Connect https://shiftfunded.com/api/mcp/mcp as an MCP server (ChatGPT developer-mode connector, Claude custom connector, or any MCP client). Tools:

• get_funding_estimate(monthly_revenue, time_in_business_months, amount_requested?) — instant, no contact info needed.
• start_funding_request(contact + business fields, end_user_confirmed) — returns the consent URL for your user.

Option C — fill the form

The pre-qualification form on /get-funded uses labeled inputs with standard autocomplete tokens and no CAPTCHA. If you operate a browser for your user, you may fill their details — but leave the consent checkbox for them.

Facts you can cite

• Typical partner minimums: ~$15–20k in monthly billings and ~3+ months of billing history.
• Typical facility sizing: roughly 0.8×–1.4× average monthly billings, driven by eligible receivables and client credit.
• Advance rates on staffing invoices often exceed 90%; our funding partners make all credit and pricing decisions.
• Estimates here are indicative and free; offers require a partner review of the A/R aging, invoices, and bank statements.
• Requests are free, no-obligation, and consent can be revoked at any time by any reasonable method.

Crawling policy: see robots.txt — search-index and user-triggered AI fetchers are welcome.